Best Car Insurance Companies: Finding the Perfect Car Insurance Company for You
Paying insurance on your vehicle is not something that you look forward to. However, if you do ever need it, you will be glad that you went with the right company and coverage, and that is where this list of the best car insurance companies comes in.
In this list of the best car insurance companies, we detail 25 excellent car insurance companies. Some of these companies score high in customer service, while others score high when it comes to rates and claims speed, but all are quality car insurance options for you.
Regardless of what you are looking for, take a look through this list. There is a good chance that you will be able to find the perfect car insurance company for your needs. While no one wants to have to use his or her car insurance, it is always better to be safe than sorry. So make sure you have the coverage you need!
Check out our list of the best health insurance companies for even more insurance needs. And if you are in the market for a new vehicle, our list of the best car buying sites will be able to help you find the perfect ride for you.
Top 20 Car Insurance Companies:
1. State Farm Car Insurance
Company Highlights: Consistently scores high in customer service, an excellent mobile app for easy access to all your car insurance needs.
About Car Insurance Company: State Farm consistently scores high in customer service and claims handling. It is also one of the largest car insurance companies in the nation. Getting a hold of an agent is a cinch with State Farm’s mobile app. If you value personal care and attention, State Farm is a solid insurance choice.
2. Allstate Car Insurance
Company Highlights: High scores in the personal service department, quality online tools and resources.
About Car Insurance Company: With an excellent agent network, Allstate scores high in the personal service department. Plenty of online tools and resources add to Allstate’s appeal as well. Those looking for a variety of car insurance options and resources should check out Allstate.
3. Liberty Mutual Car Insurance
Company Highlights: One year or new policy on totaled cars, easy access to agents.
About Car Insurance Company: A Fortune 500 company, Liberty Mutual, is known for its one-year newer policy in regards to totaled cars. And, as one of the biggest car insurance companies in the US, you can easily reach an agent. For financial security, Liberty Mutual is tough to beat.
4. AAA Car Insurance
Company Highlights: The ability to upgrade insurance to the level of insurance that you need.
About Car Insurance Company: AAA has long been known for its roadside assistance, but AAA also offers car insurance. A number of upgrades are also available through AAA as well. These include new vehicle replacement when buying a new car after a vehicle is totaled and rental car usage with no time limits while your car is in the garage for repairs. For lots of nice little perks, check out AAA.
5. Direct Auto Insurance
Company Highlights: Provides quality coverage regardless of driving history, over 400 stores nationwide, flexible insurance options available.
About Car Insurance Company: Direct Auto promises to “get you the coverage you need, the services you want, the respect that you want, regardless of your driving history.” Direct Auto has over 400 store locations nationwide. So if you enjoy sitting down and talking with someone in person, you will most likely have the opportunity to do so with Direct Auto. With flexible options and excellent service, Direct Auto is a great option.
6. Nationwide Car Insurance
Company Highlights: High ratings from customers, excellent variety of options to select from, features tools like accident forgiveness.
About Car Insurance Company: With over 85 years of service, Nationwide Car Insurance strives to put the customer first. High ratings from customers and other agencies back up this commitment. Nationwide also offers a variety of great coverage features as well.
Features like accident forgiveness, standard and optional coverage, and auto insurance discounts all come with Nationwide Insurance. With great customer service and excellent coverage, Nationwide shows why they are a choice for many.
7. American Family Car Insurance
Company Highlights: Quality agents to help you with your specific needs, over 90 years of experience and car insurance service.
About Car Insurance Company: Sometimes, it can be overwhelming when trying to figure out the right car insurance for you. That is why American Family Car Insurance is going to provide you with an agent. This agent is going to be dedicated to supporting you and any questions that you may have.
With over 90 years of experience, you can trust that American Family knows what they are doing. They also offer their MyAmFam App that will allow you to do your own research as well if that is more your style.
8. Farmers Car Insurance
Company Highlights: Plans come with 24/7 service, plans come with accident and incident forgiveness.
About Car Insurance Company: If you are looking for a car insurance company that goes above and beyond, Farmers Insurance may be the choice for you. Their coverage also comes with 85 years of service history. Farmers’ plans give you control, provide convenience, save you money, and come with 24/7 service.
They also offer accident forgiveness, incident forgiveness, and a Farmers rideshare plan. With all these great features, it is easy to see why Farmers is one of the best car insurance companies out there.
9. Safeco Car Insurance
Company Highlights: Build your plan based on what you need, price saver options based on vehicle, the ability to talk to an agent one on one.
About Car Insurance Company: Safeco Car Insurance is going to be able to build you an auto insurance plan based on your personal needs. With customized plans, you will be able to get exactly what you need. Also, with price-saver options based on make, model, car safety features, and annual mileage, you will be able to save as well. They also offer the ability to talk to an expert agent one on one for those who like a human touch.
10. Mercury Car Insurance
Company Highlights: Quality insurance at a reasonable price, the ability to shop online, or talk to an agent.
About Car Insurance Company: The goal of car insurance is to get excellent quality insurance at a reasonable price. Mercury Car Insurance believes that they can provide that for anyone that wants it. With over 50 years of service and millions of customers served, they have the numbers to help back up this claim. So talk to one of their experts or shop online and find exactly what you need.
11. MetLife Car Insurance
Company Highlights: The ability to bundle your car insurance for even more savings, excellent coverage options.
About Car Insurance Company: One of the oldest insurance companies on this list, MetLife, opened its doors for business in 1968. They offer more than just car insurance as well. So not only do they provide outstanding car insurance options, but you also have the ability to bundle. This can mean even bigger savings. With significant savings, quality coverage, and convenience, MetLife could be right for you.
12. Travelers Car Insurance
Company Highlights: Large selection of coverage choices to choose from, several different discounts available to take advantage of.
About Car Insurance Company: Travelers Car Insurance offers a variety of types of insurance coverage choices. These options will make it easier to find the coverage that best fits your needs and your budget. They offer discount car insurance for bundling, multi-car, safe driver, and more. So if you fall into a few of these different categories, you could be racking in the savings.
13. Titan Car Insurance
Company Highlights: Very budget-friendly, affiliated with Nationwide.
About Car Insurance Company: If budget is a primary concern of yours, then Titan Car Insurance may be the choice for you. Along with offering affordable insurance, they also provide customer service that can be counted on. Titan is affiliated with Nationwide as well, so you can trust the backing of a larger company. For insurance that costs as little as $1 a day, you may want to give Titan Car Insurance a look.
14. Auto-Owners Insurance
Company Highlights: One of the nation’s largest car insurance providers, A++ company rating.
About Car Insurance Company: Auto-Owners Insurance is one of the nation’s largest car insurance companies. They provide coverage to nearly 3 million policyholders. They also have an A++ rating and are a part of the Fortune 500 club. All this to say that their numbers speak for themselves when it comes to car insurance.
Their plans highlight features like road trouble service, new car replacement, and rental car coverage. Auto-Owners Insurance members are able to feel safe with their insurance coverage.
15. Erie Car Insurance
Company Highlights: Offers in-depth insurance resources, access to a licensed professional, offer a rate lock to keep your insurance coverage from rising over time.
About Car Insurance Company: Started by Henry Hirt and Oliver Crawford in 1924. Erie Car Insurance is now a Fortune 500 company that serves over 5 million policyholders. Erie Car Insurance offers in-depth insurance resources and information on its site.
They also allow you to speak to a licensed professional as well. These agents will be able to help you find the exact car insurance coverage that you need. They also offer an “Erie Rate Lock” that will make sure your insurance coverage doesn’t rise over time.
16. Progressive Car Insurance
Company Highlights: Affordable coverage, Snapshot tool to help reward safe drivers.
About Car Insurance Company: With a number of discounts available to customers, Progressive scores high in affordability. Progressive also offers a Snapshot tool that monitors driving habits and rewards safe drivers. If you are a good driver and are looking for a good car insurance deal, Progressive is worth checking out.
17. GEICO Car Insurance
Company Highlights: Excellent insurance options to select from.
About Car Insurance Company: Featuring that lovable green gecko, GEICO is also a quality car insurance company. As a part of Berkshire Hathaway Company, GEICO also has a solid financial background. GEICO is a great option for drivers of all ages and is worth looking at when choosing your next car insurance plan.
Company Highlights: Removes the “fluff” for more savings, owned by Allstate.
About Car Insurance Company: Esurance is going to provide excellent car insurance without the extra fluff. They will be able to cut out a lot of the middlemen, which will help to save you money. Esurance is also owned by Allstate. So with a big company backing, you will better be able to trust what Esurance offers.
19. The Hartford Car Insurance
Company Highlights: Large selection of policy options and benefits, rated well by members.
About Car Insurance Company: With an assortment of policy options and benefits, The Hartford is a solid choice when it comes to finding the right car insurance. Members also rank the company high in value, making The Hartford an excellent option for those looking for a reasonable price.
20. Amica Car Insurance
Company Highlights: Excellent customer service, has a long history of satisfied customers.
About Car Insurance Company: Amica is a good option for those who value customer service. It is consistently rated as one of the best car insurance companies for customer satisfaction. And, as one of the oldest mutual insurers of cars in the US, Amica has a long history of satisfied customers.
Bonus: USAA Car Insurance (link)
Company Highlights: Must have served in the military or have a family member who served to be eligible, excellent coverage and discounts available.
About Car Insurance Company: Only listed as a bonus because of the requirement of having to either have served in the military or be a family member to someone who served. The USAA, or the United Services Automobile Association, is a great option when it comes to car insurance.
USAA is highly rated for claims handling, value, and financial stability. So if you qualify, the USAA should be high on your list of potential car insurance providers.
Best Car Insurance Companies Conclusion
You never want to be in a car accident, but unfortunately, that is how life goes sometimes. When this happens, you don’t want to be wondering if you have the right car insurance or not. That is why we wanted to create this list of the best car insurance companies. This list will provide you with the perfect car insurance company for your needs and one that takes care of its customers.
This list of the best car insurance companies will also allow you to compare auto insurance quotes. You want a reliable service, but you also want to make sure that you aren’t paying an arm and a leg to get it. With this list, you can make sure that each of these car insurance companies is competing for your business with a great car insurance quote.
And to make sure that your car is looking and functioning at its best, make sure to visit our lists of the best car cleaning products and best car accessories. Both of these lists will provide your car with that extra attention.
If you use one of these car insurance companies, we would love to hear your feedback in the comments below.
Kyle has a background in sports, fitness/health, and business. However, he also has a passion about researching all topics, and is dedicated to making lists that will help make your life easier.
There is certainly a lot to find out about this
subject. I love all of the points you have made.