Best Pet Insurance Companies: Finding the Perfect Pet Insurance Company for You
Finding the right pet insurance plan is essential to ensuring your pet’s health and well-being. With this list of the best pet insurance companies and one of these excellent options, you can get the support you need to pay for medical costs in the event of an injury or illness.
This list of the best pet insurance companies will highlight the top options and will allow you to find the perfect pet insurance for you. With this list, you can make sure to find a pet insurance company and plan that fits your budget and meets all your needs.
After you finish with this list of the best pet insurance companies, our lists of the best house pets, best dog breeds, and best cat breeds might interest you as well.
Top 15 Pet Insurance Companies:
1. AskVet Pet Insurance
Highlights: Comprehensive options, an experienced team of professionals, and offer a modern approach to pet insurance.
About Pet Insurance Company: When it comes to keeping your pet healthy and safe, AskVet is an excellent option. They provide a comprehensive suite of pet insurance solutions that are customized to meet the needs of each individual pet parent. Their experienced team of professionals will help you choose the best coverage options for your furry friend’s protection.
They offer fast, convenient service that puts pet parents first. From preventive and diagnostic visits to treatments and rehabilitation, they are here to be the fullest source of comprehensive wellness plans available in one Spot online.
With a modern approach, you can find fast solutions for cardiomyopathy, cancer prevention and care, and ophthalmology through affordable and accessible plans designed for every budget.
2. Embrace Pet Insurance
Highlights: Multiple policy options, covers breed-specific conditions, and covers chronic conditions.
About Pet Insurance Company: Embrace Pet Insurance offers some of the best pet insurance coverage on the market, so you can rest easy knowing your furry friend is taken care of. Their policies cover accidents, illnesses, and conditions, so you don’t have to worry about anything.
Best of all, they also include breed-specific conditions that your pet may be born with, such as allergies, hip dysplasia, and Intervertebral disc disease (IVDD). For more serious issues, they also provide coverage for cancer and chronic conditions like diabetes or arthritis, along with diagnostic exams and treatments for any issue your pet may face.
3. Fetch Pet Insurance
Highlights: Comprehensive insurance plans, payment plans made easy, and coverages include exam fees, lab tests, and more.
About Pet Insurance Company: With Fetch by The Dodo, you don’t have to worry about how you’ll manage expensive vet bills. They understand that as a pet parent, you would do anything to keep your little one happy and healthy. That’s why they created one of the most comprehensive pet insurance options so that when medical costs arise, you are covered.
Their coverage includes exam fees, treatments for illnesses and injuries, including chronic conditions, lab tests, x-rays, and more – making even the most complicated vet bills easier to manage.
4. MetLife Pet Insurance
Highlights: Offer coverage even for senior pets, a broad range of coverage options, and customizable deductible and reimbursement rates.
About Pet Insurance Company: At MetLife Pet Insurance, their goal is to make sure your pet always gets the best care — no exceptions. They know that pets are beloved family members, and when they get sick or injured, you want to do everything you can to help. That’s why they offer comprehensive insurance plans for dogs and cats of all ages – even seniors.
Their plans provide a broad range of coverage, and you can customize your deductible and reimbursement rates, so they work best for your pet’s individual needs and your budget. With their annual benefit amount options, chronic care coverage, and no lifetime or per-incident limits, you can have peace of mind knowing that if an unexpected veterinary bill arises, MetLife Pet Insurance will be there for you.
5. Wagmo Pet Insurance
Highlights: Range of flexible plans, extensive provider directory, and reimbursement is fast.
About Pet Insurance Company: Wagmo Pet Insurance is one of the best ways to keep your pet safe and sound. With a range of flexible coverage options, you can choose what works for you and add on later.
You can also select from an extensive provider directory, allowing you to go with any licensed vet or service provider nationwide. Reimbursement is fast, too – Wagmo ensures payouts are processed right away using Venmo, PayPal, and other secure payment methods.
6. Lemonade Pet Insurance
Highlights: Carefully crafted plans, coverage includes blood tests, urinalysis, x-rays, MRIs, and more, and offer preventive packages for more savings.
About Pet Insurance Company: Discover the peace of mind that comes with Lemonade Pet Insurance. They have carefully crafted their coverage with your pet’s needs in mind. Whether it’s diagnostics, procedures, or medications, you can rest easy knowing your beloved four-legged family member is covered.
Their plans include coverage for blood tests, urinalysis, x-rays, MRIs, lab work, CT scans, and so much more. Plus, you can save money on tests and vaccines with their preventative packages.
7. Spot Pet Insurance
Highlights: Low deductibles, multi-pet discounts, and access to a 24/7 telehealth line.
About Pet Insurance Company: With Spot’s low deductibles, the cover of veterinarian office visits for illness and accidents, and multi-pet discounts, they will make sure your furry friends are taken care of and all within your budget. Plus, they provide coverage for microchips and have an optional wellness plan available as well.
They even provide pet owners with a 24/7 telehealth line so that they can check in on their beloved pets anytime. At Spot, they understand how important it is to have the protection to give your furry companions the best possible care should it be needed.
8. Pumpkin Pet Insurance
Highlights: Wide range of coverage options, multiple pet discounts, and coverage for senior dogs and cats.
About Pet Insurance Company: Ensure your furry family members are always taken care of with Pumpkin Pet Insurance. Get peace of mind knowing that you have top-quality pet insurance coverage to cover accidents, illnesses, surgeries, and more.
With Pumpkin Pet Insurance’s wide range of coverage options, you can rest assured that whatever happens to your cherished four-legged friend, you’ll be covered. Plus, receive discounts when insuring multiple pets and a 90% reimbursement level for dogs and cats aged eight weeks and older (including senior cats and dogs).
9. Pets Best Pet Insurance
Highlights: Several deductible choices, a wide range of plans, and a multi-pet discount.
About Pet Insurance Company: Pets Best Pet Insurance is an excellent solution for pet owners who want to make sure their pet’s health and wellness are taken care of. Their plans are robust and cover a wide range of expenses related to accidents and injuries, so you can have peace of mind knowing that your pet will be well taken care of, no matter what comes your way.
With their ample range of deductible choices, you can also choose the plan which best fits your budget. Plus, with an accident coverage waiting period of only three days and a multi-pet discount of 5% per pet, they’re both cost-effective and fast. They even offer routine wellness plans so you can ensure your pets are always getting the proper preventative maintenance.
10. Nationwide Pet Insurance
Highlights: Exotic pet coverage, access to coverage anywhere in the world, and covers traditional pets.
About Pet Insurance Company: At Nationwide, they believe that all pets should be equally protected, no matter how exotic. That’s why they offer an Avian and Exotic Pet Plan that is specifically designed to provide up to 90% coverage for expenses related to the medical care of birds, reptiles, and small mammals.
Plus, your pet’s coverage extends beyond the United States – with their vet helpline, you can visit any licensed vet, specialist, or emergency care provider anywhere in the world.
11. Figo Pet Insurance
Highlights: Wide variety of coverage options, short waiting period for accident coverage, and special circumstances upgrades.
About Pet Insurance Company: With a wide variety of options for coverage, reimbursement, and deductibles, you can work within your budget and still get comprehensive protection. Plus, they offer a short 1-day waiting period for accident coverage. Not only that, but they also offer a 100% reimbursement option, so you never have to worry about paying large upfront costs.
Add to that their 24/7 pet telehealth line and routine wellness plans, and you’re getting top-notch care at unbeatable prices. They even have an upgrade that covers special circumstances such as advertising and rewards for lost pets, vacation cancellation due to a pet emergency, and loss of a pet due to theft or straying.
12. Trupanion Pet Insurance
Highlights: Unlimited annual coverage plan, flexible reimbursement options, and no price increases as your pet ages.
About Pet Insurance Company: Trupanion pet insurance is perfect for any pet parent who wants excellent coverage for their beloved pet. With Trupanion, you’ll receive an unlimited annual coverage plan with no deductibles, plus flexible reimbursement options to help you work within your budget. You don’t need to worry about price increases due to your pet growing older.
And if your vet has Trupanion’s software, they can get paid directly by the insurance company. Plus, there are no extended waiting periods if you have a furry family member with cruciate ligament issues or hip dysplasia.
13. Healthy Paws Pet Insurance
Highlights: Unlimited coverage for annual claims, 24/7 telehealth line, and can have insurance payments sent directly to the vet.
About Pet Insurance Company: Healthy Paws Pet Insurance will allow pet owners to provide their beloved pets with the highest quality care. Not only does it provide good prices and unlimited coverage for annual claims, but it also offers a unique 24/7 pet telehealth line that enables you to talk with vet professionals around-the-clock.
This will allow you to get immediate feedback in case of emergencies or if you just want an expert opinion on your pet’s health. Plus, Healthy Paws sends payments directly to your vet for all claims, so there is no worrying about pesky paperwork.
14. ASPCA Pet Health Insurance
Highlights: Large organization, quality coverage options, and a multi-pet discount.
About Pet Insurance Company: If you’re looking for one of the best pet insurance companies, look no further than ASPCA Pet Health Insurance. As an organization dedicated to a caring and cruelty-free world for animals, ASPCA is a leading provider of pet care and plans.
Their pet health insurance provides coverage on necessary veterinarian office visits related to illnesses and accidents. Plus, they cover microchipping and offer a discount when you insure more than one pet. And even better? An optional wellness plan is available to give your pet full comprehensive coverage.
15. ManyPets Pet Insurance
Highlights: Reduced waiting periods, free vet exams, and options for wellness plans.
About Pet Insurance Company: Welcome to ManyPets Pet Insurance, where pet parents can get top-quality coverage for their beloved furry family members. Whether you’re switching over from another provider or are just starting out, ManyPets has coverage that can fit your needs.
Offering reduced waiting periods, competitive pricing, vet exam fee coverage, and an optional wellness plan, you can rest assured knowing that your pet is covered in any situation.
Best Pet Insurance Companies Conclusion
When it comes to insuring your pet, you want to make sure you pick the right company and plan. With this list of the best pet insurance companies, you can be certain that you will find an option that fits both your budget and meets all your needs. Whether you are looking for a basic plan or something more comprehensive, there is sure to be an option for you.
With the right pet insurance plan, you can provide your furry friend with the best care possible and ensure that their medical needs will be taken care of in the event of an emergency.
Have you used any of these pet insurance companies? If so, please feel free to share your thoughts in the comments below.
Kyle has a background in sports, fitness/health, and business. However, he also has a passion about researching all topics, and is dedicated to making lists that will help make your life easier.